Overview of Loans at KoinWorks

Loan Amount
10 million - 2 billion
Loan Interest
0,75 - 1,67 % / month
Loan Duration
6 - 24 month

Why KoinBisnis?

Business loan provided by KoinBisnis can save everyone’s time, especially you, the DOKU Merchant! KoinBisnis requires no collateral and the registration process is fully online. KoinBisnis provides low cost loan with fast process financial service, easy and effective. Now, expanding your business is not just a dream anymore!

KoinBisnis Loan Application Process

Apply for Loan Online

Apply for loan online on KoinBisnis, select DOKU as the partner on the application form.


We will notify you about how much the amount of your loan and the interest rate would be.

Upload Legal Documents

Upload all the required legal documents upon registering.

Funding Process

Registered investors on KoinWorks will then help fund your loan.

Loan Disbursement

Once the loan is fully funded, your loan will be disbursed into the bank account which you set before.

KoinBisnis Financing Terms

  • 1
  • Indonesian Citizen
  • 2
  • Individual 21 y.o dan have KTP, or CV and PT
  • 3
  • Registered as a Merchant on DOKU
  • 4
  • Have been selling for at least 6 months

Required documents for KoinBisnis financing


  • KTP
  • Family Registration
  • Financial Reports (2 years)
  • Banks Statement (3 months)


All individuals documents and :

  • Notary Act Register to Minister of Justice (SK Menkeu)
  • Deed of Establishment
  • Deed of Amendment
  • Company Taxpayer Registration Number (NPWP)
  • Company Management Taxpayer Registration Number (NPWP)*
  • Company Certificate
  • Trade Business License (SIUP)
  • Company Registration Certificate (TDP)
  • Patent*
(*) If any

Cerita Sukses Merchant

Increase Your Sales!

Need Help? Call (021)-29323996
Mon to Fri 09:00-18.00 (GMT +7)

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