Our loans help our borrowers become more productive and achieve their goals faster.
We set aside part of our revenues into a fund that protects our lenders’ capital.
Our Lenders can earn EAR starting from 18% per annum, and they can start lending in small amounts.
We cut out the costs and inefficiencies of traditional banking and give more values to borrowers and lenders. Creditworthy borrowers are connected to Lenders who look for better returns.
Hence, borrowers pay less and lenders earn more.
Funding you build Indonesia so better. KoinWorks provides a variation product for business loans, education, and healthClick here to see the complete product
|Lower Interest Payments||Higher Interest Payments|
|Higher Provision Fund Coverage||Lower Provision Fund Coverage|
|Lower Expected Returns||Higher Expected Returns|
|Lower Expected Volatility||Higher Expected Volatility|
|Fee 1% from every borrower repayment|
You can register and verify your information in less than 5 minutes.
Browse the loans and choose the amount you want to lend in each.
We will assign you a unique virtual account for your deposits.
Connect with us to make use of more features to enhance your experience.
We use Big Data to complement and or replace conventional methods and run our proprietary algorithm. Only qualified borrowers are approved.
Select the loans you like by criteria such as brand, type, interest rate, etc. and start lending in small increments.
We work with reputable partners to ensure better-quality underwriting of loans and providing a better experience for our members.