Why does KoinWorks have product variations?

KoinWorks gives the chance to a better financing with more accessible and affordable for Indonesian people.

Business Loan

KoinWorks’ business loan is focused for the Indonesian SME sector that has online sales activities or has been selling through KoinWorks’ partners. By working with leading partners, KoinWorks can give the faster and safer services for both Investors and Borrowers.

Financing Partner for

Education Loan

KoinWorks’ education loan is currently focused on funding students at short course institutions that empower students with practical skills to apply for jobs. KoinWorks’ education loan has grace-period feature, with which Borrower is able to choose to pay just the loan rate for the first 6 months. This feature provides affordable financing facility for Borrowers without affecting the amount of payments to Investors. The funds collected from Investors will be given directly to education institutions which are partnered with KoinWorks to ensure the safety of your investment fund.

Financing Partner for

Health Loan

The health loan is focused on the treatments of non-chronic diseases. The Health Loan focuses on various health cares that can help improve our daily lives.
Examples of health cares financed by KoinWorks’ health loan are Beauty, Eyes Dental, Maternity, Physiotherapy and Medical Checks.
The funds collected from Investors will be given directly to healthcare institutions which are partnered with KoinWorks to ensure the safety of your investment fund.

Financing Partner for

Product Safety

Every loan from KoinWorks, whether it’s business loan, education loan or health loan will be going through evaluation stages in the form of data validation and tight credit assessment using financial analysis algorithm which is updated regularly. Every loan is protected by life insurance from Allianz and Provision Fund from KoinWorks. All of this is dedicated to minimize the potential risks.

KoinWorks Protection Fund

Your investment will help
the fulfillment of financial democratization in Indonesia and increase the financial inclusion.

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