Personal loan

For your emergency purposes

We want to help you through difficult times by connecting you and everyone you know. You can explain your financial problems through online video and we will help you connect to the people you choose. In addition, you will decide the amount and the interest rate of your loan.

Apply KoinKawan Loan Quickly and Easily

Easy terms

Indonesian citizen, min. 21 years of age.


Payback after 3 months, without monthly installment.

Decide your loan

Determine the amount and interest rate of your loan

For every needs

Health treatment, home renovation, to pay debts, anything.

Fast process

Register, invite your Lenders and wait for their funding.

4 Step KoinKawan Process

Register to KoinKawan

Verify your ID and get approved

Invite friends to fund

Loan disbursed

Frequently Asked Questions (FAQ)

1. Who can register at KoinKawan?

Indonesian citizen, min 21 years of age, have KTP and has never registered in KoinWorks.

2. What are the required documents?

KTP, Family Registration and spouse's KTP or Marriage Certificate if married.

3. What is the minimum interest rate in KoinKawan?

You can set the interest rate between 2%-20% p.a.

4. Who can I invite as a Investors?

Who can I invite as a Investors?

5. Are there things I need to consider?

In KoinKawan program, Lenders can see your data and information. So please dont invite strangers to fund your loan.

Need Help? Call (021)-29323996
Mon to Fri 09:00-18.00 (GMT +7)

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