Aplikasi super financial online pertama di Indonesia yang menyediakan berbagai jenis solusi keuangan (pinjaman dan peningkatan aset melalui pendanaan).
Tercatat di Otoritas Jasa Keuangan (OJK) dengan nomor pencatatan: S.87/MS.72/2020, pada tanggal 10 Februari 2020. KoinWorks juga memiliki sertifikasi ISO 27001 dalam bidang layanan agregator keuangan.
Sebuah platform Peer to Peer Lending di mana kamu dapat mulai mendanai dan memberikan dampak besar hanya dengan Rp100.000 saja.
Dapatkan bunga atau imbal hasil hingga 18% dalam satu tahun.
KoinP2P terdaftar dan diawasi oleh Otoritas Jasa Keuangan Indonesia (OJK) dengan Nomor Registrasi: S-1862 / NB.111 / 2017.
Kini, kamu bisa mulai mendanai secara otomatis dengan 'machine learning' kami dan nikmati imbal hasil yang telah terprediksi sesuai tenor pilihanmu.
KoinRobo tidak hanya akan mengotomatisasi pendanaan kamu tapi juga membuatmu lebih terlibat dalam 'tujuan sosial'! Distribusikan danamu ke dalam bisnis yang bergerak di bidang sosial.
Dapatkan bunga atau imbal hasil yang sudah dapat diprediksi hingga 13% dalam setahun.
Pinjaman online untuk bisnismu hingga Rp 2 milyar dan tenor fleksibel hingga 24 bulan.
Kembangkan bisnismu dengan bantuan pinjaman modal dari KoinBisnis.
Kamu bisa menghubungkan akun online store dan bank kamu dengan KoinWorks untuk memudahkan pencairan dana.
Mulai buat tabungan emas kamu dengan berinvestasi melalui KoinGold.
Kami telah bekerja sama dengan mitra broker emas terpercaya di Indonesia untuk mengembangkan sebuah platform jual beli emas dengan standar keamanan internasional.
Lakukan transaksi jual beli langsung melalui aplikasi KoinWorks.
Bantu negara melalui pembelian obligasi Surat Utang Negara (SUN) / Surat Berharga Negara (SBN).
Tersedia berbagai jenis obligasi seperti Obligasi Negara Indonesia (ORI), Savings Bond Ritel (SBR) dan Sukuk Ritel (obligasi syariah).
Buka rekening e-sbn, beli obligasi dan terima hasilnya langsung dari aplikasi KoinWorks.
Tidak perlu menunggu akhir bulan untuk menikmati maksimum 70% dari gaji kamu.
Nikmati gajian lebih awal tanpa bunga dengan biaya yang sangat terjangkau.
Saat ini KoinGaji hanya bisa dinikmati oleh karyawan yang perusahaanya telah bekerja sama dengan KoinWorks.
Diversifikasi: Cara termudah untuk membangun portofolio kamu di seluruh marketplace.
Bermitra dengan merek terkemuka: Bermitra dengan Tokopedia, BukaLapak, Shopee, Lazada, MOKA dll untuk membuat integrasi data baik.
Pembelian Otomatis: Otomatisasi pendanaan kamu berdasarkan filter yang telah kamu tentukan sebelumnya.
Bank Connect: Akun bank apa pun yang kamu miliki baik ituBCA, Mandiri, BRI, CIMB Niaga, atau yang lainnya, cukup koneksikan rekening bank kamu secara aman untuk persetujuan pinjaman yang lebih cepat.
Store Connect: Koneksikan toko online kamu untuk mengintegrasikan data bisnismu secara otomatis.
The Most Innovative Fintech of The Year 2017 from Bisnis Indonesia.
Innovative Company in Providing Online Funding with Machine Learning, Category: Financial Technology in 2017 & 2018 from Warta Ekonomi.
Pemenang The Asian Banker Financial Innovation Showcase and Competition Indonesia 2019, Category: Lending.
6 Besar finalis Visa Everywhere Initiative Indonesia 2019.
NO. S.87/MS.72/2020 - FEB 10th, 2020
Member of
KoinWorks exists as a Super Financial App, a solution for all personal and business financial needs. We want to make all your financial dreams come true with just one dashboard. PT Sejahtera Lunaria Annua (“PT SLA”) in collaboration with PT Lunaria Annua Teknologi as an affiliate for the organizer of KoinWorks – Super Financial App. KoinWorks also has Electronic System Operator Registration Certificate (“PSE”) No. 000716 / DJAI.PSE /05/2021 and has been registered as a member of the Indonesian Fintech Association (“AFTECH”), with member registration number 0322 / REG / AFT / SU.
As a Super Financial App, KoinWorks provides interfacing services to connect parties who want to carry out financial activities, whether in information technology-based lending services or other financial products. KoinWorks does not provide any suggestions or funding recommendations regarding the choices on this platform.
1. Definition
Unless the context dictates otherwise, terms in this Legal Disclaimer will have the following meanings:
a. KoinWorks or the Company or We are PT Sejahtera Lunaria Annua, a company that provides a market for financial products for users.
b. Services are Platform provision services provided by the Company on the Platform to unite Users.
c. User is every person who visits, accesses and/or uses the Platform.
d. Third Parties are other parties, including but not limited to information technology-based lending and borrowing service providers, gold trading companies, other companies that have collaborated with KoinWorks, or other Financial Services companies that have been registered or have business licenses at the Financial Services Authority that provide services on the Platform.
e. The platform is a mobile application owned by the Company.
f. Personal Data is data and/or certain individual information that is stored, maintained, and kept, and kept confidential.
2. User Personal Data Storage
In connection with the activities carried out on the Platform, the User hereby acknowledges and agrees that the User’s Personal Data will be stored by the Company. Storage of User Personal Data refers to Article 15 of the Regulation of the Minister of Communication and Information Technology Number 20 of 2016 concerning Protection of Personal Data in Electronic Systems and Government Regulation Number 71 of 2019 concerning Implementation of Electronic Systems and Transactions.
In addition to storing, the Company may process, analyze, transmit, delete, and/or destroy User’s Personal Data in accordance with applicable regulations, which are limited only to Third Parties and for purposes of the Company’s analysis of User and/or User transactions on various features on the Platform. Other than as mentioned in this Term and Condition and the Privacy Policy, the Company will not provide information about Users to other parties without the prior consent of the User.
3. Company Services for Users
The Company has followed the licensing mechanism and applicable laws and regulations in providing services and is under OJK supervision. Users are entitled to the following services on the Platform:
a. View and access all financial products on the Platform.
b. Change and update your information as a user.
Users are hereby deemed to understand and know all the risks posed by each financial product used. Therefore, the User states that he is responsible for all decisions and risks taken regarding using the Service.
4. Privacy Policy
Your privacy and protection of the personal data you submitted to us are very important to us. Because we collect and/or store certain types of information from and about you, we need to explain our policies and the terms and conditions surrounding the data collection and use of that information. We respect the protection of user privacy. The User understands that the User can only access some features on the Platform if the User provides and allows some information and/or data to the Company through the Platform. The User understands that the User has allowed the Company to collect information about the User, including but not limited to the User’s IP address and hardware since the User visits and accesses the Platform.
5. Platform Services and Security
The company always gives full attention and effort to provide the best security and services to Users through the Platform. The platform has ISO 27001: 2013 Certificate – Information Security Management as a Financial Aggregator. However, in the event of problems on the Platform beyond the Company’s control, including but not limited to cybercrime, problematic servers, malware, etc., you as the User agree to release and release the Company to be responsible for these things.
6. Changes to General Term and Condition
The Company reserves the right to change the General Terms and Conditions at its sole discretion from time to time. Any changes to this General Term and Condition will take effect immediately after the Company has posted them on the Platform. The Company will include the date of the last amendment to the General Terms and Conditions on the front page of the Platform. You understand and agree that when you continue to use the Platform or Service after changes to this General Term and Condition have been made, you are subject to and bound by the new Terms and Conditions.
Pinjaman bisnis hingga 2M MULAI PINJAMdapat BONUS EMAS s/d 13 gram, sikaaat
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