Funding at KoinRobo uses automatic diversification into several funds to mitigate the risk of default, besides that KoinRobo funding is distributed to loans of the highest quality so that the risk of default is relatively lower.
If one of the loans defaults, the yield from other loans can be used to subsidize the loan, so that KoinRobo can still provide returns to lenders according to the nominal predicted at the beginning.
To learn more about funding at KoinRobo, please visit https://koinworks.com/blog/yuk-kenalan-dan-ketahui-semua-tentang-koinrobo/.