Make sure to complete all the required documents for the loan application process.

In addition, so that your application process can be completed and approved quickly, make sure the documents are appropriate and sent correctly, such as:

Industry and Business Area

Make sure the industry and region of your business location are included in the category that can benefit from loan products from KoinWorks.

For now, the business loan product from KoinWorks only covers the areas of Java Island, Bali Island, Medan, Padang, Pekanbaru, Jambi, Bengkulu, Palembang, Makassar, and Balikpapan.

Have an Online Store

Make sure you have an online store either in the marketplace or have your business website.

Attach Description and Photo

In the submission process, you are required to attach a business photo and a description of the type of business you have.

In the description column, make sure to write completely about your business, starting from the type of industry, date of establishment, and so on.

In addition, attach photos that match the description as supporting documents such as photos of physical stores or screenshots of your online store in the marketplace.

The clearer and more complete the description and photos you upload, the easier it will be for our team to validate so that the approval process is faster.

Bank Mutation Document

One of the requirements for applying for a loan is to attach a photocopy of the bank mutation.

The following is an example of a correct bank statement attachment:

BCA Bank

The documents you attach are must be complete, and there are no truncated/unclear/missing transactions, and must be easy to read.

Mandiri Bank

The attached account should be in color, not small in size, and scanned straight (not tilted).

Conformity of Information with documents

The final step for your loan application to be approved is to ensure the suitability of the information submitted with the attached documents.