No, this is not a final tax, because the imposition of this tax is an income tax in the form of withholding tax, namely PPh 23 and PPh 26, it is included in the object of Withholding Tax.

This means that the tax will be withheld by a third party, namely KoinWorks. Lenders who are Domestic Taxpayers (Wajib Pajak Dalam Negeri, WPDN) can credit the deducted Income Tax in calculating the Income Tax payable in the Annual Tax Return (SPT).