Low Risk

KoinWorks offers a lower rate of return compared to Grade A, but with lower risk as well.

We curated partners who are repeat borrowers without a history of default and have a sustainable business, to participate in this product.

These selected partners will help KoinWorks to channel loans to informal workers in its business ecosystem to develop businesses owned by these informal workers.

The borrower from KoinP2P Grade S has a partner guarantee that makes this product different from other Grades.

Big Impact

Your funding will be channeled to informal workers who are not served by banking, to develop their business and improve their social welfare.

You will help more than 1,000 informal workers to distribute various food products, beverages, and other staples to various small businesses throughout Indonesia.

You will also help companies in Indonesia to grow their businesses, provide more jobs in smaller cities, and improve social welfare around the region.