1. If you funded the loan using KOIN, the KOIN will be returned to your account along with the duration period plus an additional 30 days. Once the funds are back in your account, you can use them to fund loans again.
2. If you funded the loan using Cash, the money will be refunded to your Fintech Account. You can then use the refunded funds to make new investments or fund other loans.

In both cases, your funds will be safely returned to your account, allowing you to use them for future investment opportunities in KoinWorks.