In KoinWorks you can directly fund a real business, not to a financial institution.

Our borrowers apply for a loan in order to grow their businesses.

All of our applicants need to pass our qualification and validation process to get the loan.

The process that will be executed is as follows: financial report analysis, validation of applicants business and the ability of the borrowers to pay the capital and interest.

Please be aware that loan applications in KoinWorks will be divided into grades, that will reflect the risk and reward.