Overview of Loans at KoinWorks

Loan Amount
10 million - 2 billion
Loan Interest
0,75 - 1,67 % / month
Loan Duration
6 - 24 month

Why KoinBisnis?

No collateral, online, fast and low cost. KoinBisnis' loan is designed for online entrepreneur like sellers in Bhinneka.com to grow their business. Buying more supplies, building warehouse, hiring more employees, whatever your business needs, we can help you!

The Process of Financing at KoinBisnis

Apply Online

Register through KoinBisnis website, then pick Bhinneka as a partner in registration form.


We will inform the financing amount and interest rate to Merchant Bhinneka.

Upload Legal Documents

Upload documents required for your loan application.

Funding Process

Now Lenders can start financing you.

Loan Disbursement

After financing process is complete, we will disburse it to your bank account.

KoinBisnis Financing Terms

  • 1
  • Indonesian Citizen
  • 2
  • Individual 21 y.o dan have KTP, or CV and PT
  • 3
  • Listed as Bhinneka seller
  • 4
  • Have been selling for at least 6 months

Required documents for KoinBisnis financing


  • KTP
  • Family Registration
  • Financial Reports (2 years)
  • Banks Statement (3 months)


All individuals documents and :

  • Notary Act Register to Minister of Justice (SK Menkeu)
  • Deed of Establishment
  • Deed of Amendment
  • Company Taxpayer Registration Number (NPWP)
  • Company Management Taxpayer Registration Number (NPWP)*
  • Company Certificate
  • Trade Business License (SIUP)
  • Company Registration Certificate (TDP)
  • Patent*
(*) If any

Cerita Sukses Merchant

Duplicate Your Opportunities !

Need Help? Call (021)-29323996
or send email to support@koinworks.com
Mon to Fri 09:00-18.00 (GMT +7)

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