Guides to Applying for Loan on KoinWorks

Apply Online

The loan application process only takes 15 minutes..


If eligible and passes the assessment, we will notify the interest rate. If agreed, proceed to the next steps.

Upload Legal Documents

Upload all the required legal documents so the credit agreement in accordance with Indonesian law.

Funding Process

After being verified and approved, we will publish it into the platform. Thereafter, the Lenders can start lending.

Loan Disbursement

After 100% funded, the fund will be disbursed into designated bank account.