Grow Your Business with Business Loans up to Rp2 Billion

Term Working Capital Loan from KoinWorks, Designed for Your Business Growth

Find the Right Steps for Your Business Needs

Choose the Loan Product you want, according to your business needs

KoinBisnis

Business loans up to 2 billion rupiah!. Faster, easier, and without collateral

Buy Now Pay Later KoinPaylater

KoinPaylater

Shop for your business needs, pay later. No hidden fees

KoinInvoice

Get a cash loan of up to IDR 2 billion, with the guarantee of your customer’s invoice that is still active.

KoinGaji

Meet the needs of your employees, without disrupting your business’s cash flow.

Check your credit score, get a business loan up to 2M

The better your credit score, the better your chances of getting a loan of up to 2 billion with low interest starting from 0.75%.

Take a Peek at Other Business Products, Let's

KoinRobo

Enjoy convenient automated funding with predictable returns of up to 14.5% p.a

KoinGold

The cheapest digital gold in Indonesia, buy now starting from Rp10,000!

Requirements to become a Dream Warriors

It’s easy, just need to fill in personal data & ID card!

Requirements to become a Dream Warrior

It’s easy, just need to fill in personal data & ID card!

Business runs for at least 2 years

Borrower’s Age 21-60 Years Old

ID CARD

Business Account Report/Documents

NPWP (for loan that starts from IDR 50 mio)

NIB/SKU (Business License Number/Business Certificate)

Have a question? contact us via WhatsApp

3 Simple Steps to Do Funding on Your Personal Account

One Click To Unlock Your Dreams

Join millions of entrepreneurs who are already on their way to unlocking their financial & business dreams in just one click!

UNLOCK NOW!

Success stories from Dream Warriors

Stories from our community and clients who have lived the mantra #SatuKlikUntukWujudkan

KoinWorks Consultant

You can contact our team directly to help manage the loan

Frequently asked questions

Online loans are loans provided online through online loan platforms or applications. This loan is usually quick and easy, because the application and approval process is done online without the need to come to a bank or other financial institution.

An online loan application is an application designed to facilitate online loan applications through mobile devices such as smartphones or tablets.

KoinWorks has various loan products according to your needs such as KoinBisnis, KoinGaji, KoinInvoice and KoinPaylater.

Reasons for choosing KoinWorks loan products:

  1. KoinWorks Security Guarantee is licensed and supervised by OJK and ISO 27001 certification.
  2. Registration in one application equipped with excellent features for MSMEs.
  3. Competitive and transparent interest rates.
  4. Unsecured business capital loan.
  5. The amount of funding is up to 2 billion and the tenor is long up to 24 months.
  6. The funding process is quick and easy.

No, the requirements are very easy for the online loan application process at KoinWorks:

  1. The business has been running for at least 6 months.
  2. Prepare the borrower’s ID card.
  3. Prepare NPWP (If borrowing starts from 50 million).
  4. Borrower Age Range 21-60 Years.
  5. Proof of Business Account.

Follow these steps to apply for a loan:

  1. Download KoinWorks App here.
  2. Register as a business account.
  3. Fill out and complete the document.