PLAY IT FORWARD
Turning financial dreams into reality. Collaboration is key to leveling up Indonesia’s SME ecosystem in 2023. Our new Impact Report 2023 is out. Join the movement and be part of the impactful Play it Forward initiative. Click here to learn more. This is how we Play it Forward!
2023 - Unstoppable Progress
As we aim higher, we’re marking significant milestones in 2023. The future holds even more promise.
KoinWorks 2023 Impact Report
Download KoinWorks Impact Report
This is how we do it by Leveling up the MSME Ecosystem
4 Pillars of KoinWorks Impact - ESG Works
GreenWorks
Adopting the Tech Zero framework, we are committed to reducing energy, water and carbon emissions.
TrooperWorks
We uphold ESG principles to Troopers – as our employees are called in all roles.
CommunityWorks
We pay attention to all aspects that are important in creating inclusive MSME growth.
GovernanceWorks
We have high standards of corporate governance at all levels of business.
In line with the global ambition to achieve carbon neutrality, Koinworks adopted the Tech Zero framework, a key guideline for technology companies joining climate action. We are actively reducing energy consumption and water use, resulting in less waste and carbon footprint in our ecosystem.
With total tonnage of emissions increasing while growing our business, we consciously become more efficient with intensity, amount of energy used (kWh) and carbon emissions (TCO2) per revenue (Billion IDR).
We uphold ESG principles to Troopers in all leadership roles and human resources matters. Our ESG integration in talent management has attracted highly sought-after talent with high ethical standards, who value every step of their journey with us in making a positive impact.
KoinWorks takes care of all aspects matter in creating MSMEs inclusive growth.
Access to Finance
As a digital platform, our most significant contribution to society is to unlock the barriers of underserved businesses to get ACCESS to funding.
- 25% Underbanked SMEs
- 37% Women-led MSME
- 41% First time access to loan
Financial Literacy
It has been our commitment to upskill our MSMEs and individual investors with business and financial literacy initiatives.
- 77% Became more financial knowledgable
Enterprise Growth
After disbursement, Koinworks users have better business performance, entrepreneurial skills and confidence compared to the non-KoinWorks, leading to an exceptional value created for Indonesian society.
- 34% revenue growth after joining
- 116k MSME new jobs created
Quality of Finance
In developing our products, we make sure that everything we offer will answer our users best interest. Not only delivering high quality product features but also we make sure the transparency of our product labelling.
- 86% intend to Reapply Loans
- 37 NPS Score
Personal Wealth
Not only their business, but KoinWorks also improves many aspects of users’ quality of life.
- 80% felt much better about themselves
- 60% less financial stress
- 78% stronger resilience for absorbing shocks
- 77% build up extra savings
Digitization
KoinWorks support the digitization of MSMEs to streamline their business. With the launch of KoinWorks NEO in 2022, we further strengthened the digital support for our MSMEs and created access to digital payments & virtual cards services.
- 106k started to digital transact
Kami menjunjung tinggi standar tata kelola perusahaan yang tinggi di semua tingkat bisnis kami dalam upaya menghasilkan nilai jangka panjang bagi para pemangku kepentingan.
Kerangka kerja tata kelola dan prosedur manajemen kami memberikan landasan yang diperlukan untuk menjalankan bisnis secara bertanggung jawab, mematuhi hukum dan peraturan setempat yang relevan, serta mempertahankan standar praktik terbaik dalam hal privasi pengguna dan keamanan data untuk menumbuhkan kepercayaan ekosistem.
Play it Forward "Join The Movement"
To support the launch of the second KoinWorks Impact Report, we held a “Play it Forward” photo competition for local soccer teams.
By showcasing positive contributions to members and the community, this event underscores KoinWorks’ commitment beyond funding.
Share your team’s impact by submitting your photos, and stay tuned for the announcement of the winner!
Register your team and upload the moments when your team makes an impact on the surrounding, win exciting prizes!
Support for The Community
Learn Business and Finance for Free
Start learning to grow your business at all scales, with KoinLearn we have videos you can explore from all business perspectives. Free to access from anywhere and anytime on your devicee on your device
Register your team and upload the moments when your team makes an impact on the surrounding, win exciting prizes!