Multiply your profits with the right lending platform. Maximize your returns as you go with KoinWorks, starting from 18% EAR!
We are allocating some of our revenues to protect our Lenders' funds which have been distributed through our platform.
Starting from IDR100,000 you can start lending with P2P Lending platform with high EAR, starting from 18% p.a. Online lending with high returns.
We reduce the costs and inefficiencies to speed up the lending process. It is now far more effective than traditional financial institutions. Creditworthy Borrowers looking for online loan are connected with Lenders looking for growing their assets.
Hence, Borrowers pay less and Lenders earn more. They both will be financially benefited.
Your lending will help build Indonesia for the better. KoinWorks provides various products, including Business Loans, Invoice Financing, Education and Health Loans. To see the full Product Variations, please refer to this page
1% fee of each repayment in the form of installment
0.75% - 1.75% fee charged specially for lump sum repayment
|Lower Interest Payments||Higher Interest Payments|
|Higher Provision Fund Coverage||Lower Provision Fund Coverage|
Create a Lender account and verify your given information in less than 5 minutes.
Browse the available loans and submit the amount you want to lend in each loan.
We will assign you a unique virtual account for your transfer. You can do this before browsing the available loans as well.
Connect with us using your social media accounts to enhance lending experience.
We use high standards in assessing every loan using Big Data and machine learning algorithm. Only qualified borrowers are approved, thus, you’ll have safe lending with us.
Sort the loans by interest rate, loan purposes, etc then start lending. Customize your portfolio by lending in various types of loans.
We are working with reputable partners to ensure the best loan underwriting, thus, we can provide better experience to our precious users.