The True Peer to Peer Lending Platform

Boost returns on your assets by financing SMEs & productive loans of individuals in Indonesia with Peer to Peer Lending. Start lending from Rp100,000 and earn an EAR from 18%.

Google Play Download
App Store Download
KoinP2P

Download now and get FREE 350,000 KOIN. Start lending right away with promo code:

FUTUREGIFT

How KoinP2P Works

Safe Lending for Everyone

Get to Know the Best Practices in Managing Portfolio

Spread your lending across many loans from individuals to businesses with multiple variables such as grade, tenure, and funding amount to help you build a well-diversified portfolio. And, it’s called diversification.

Learn More

Tailored to Your Risk Appetite

Manage your assets in ways that suit you best. Build profitable portfolio while mix and match your diversification style to easily mitigate the risk.

diversification-graph

Enhance Their Chance to Go Big

With KoinP2P, you can start helping and empowering a community of changemakers to make an impact. They have big dreams to grow their businesses or shape their competitive skills through quality education, but the road to realizing them has many challenges. Now more than ever, you can deliver inspiring action while achieving your financial dreams at once.

Listen to Their Inspiring Stories

Join a community of Lenders who care and vote their fund to shape a better Indonesia. Listen to the inspiring stories of those who you have helped and get inspired to help them more. Achieve your financial dreams at once.

START LENDING >

lives with koinworks super financial app

Trusted Partners

We are proud to have partnership with reputable brands in order to bring the convenient and accessible financial services for everyone.

How to Use KoinP2P

How to Use Homepage - 1

Download Our Super Financial App

Available on Google Play and Play Store, For Free.

Google Play Download
App Store Download
How to Use P2P - 1

Register

Create your account and get started with your financial journey within seconds.

How to Use P2P - 2

Transfer Fund

Use the integrated virtual account of your favorite banks to instantly transfer your fund.

How to Use P2P - 3

Browse Loan

Browse and choose loans in the marketplace based on the product, grade, term, and anything that suits your preference. Don’t forget to complete your order during checkout.

How to Use P2P - 4

Digital Sign

You’re one step closer! Based on OJK regulation, we need you to sign our ‘Letter of Authority’.

How to Use P2P - 5

Successful Purchase

Congrats! You’ve successfully completed your first lending. Your financial journey officially begins!

How to Use P2P - 6

Monitor Your Portfolio

Finally, you can check your loan status and repayment schedules on the portfolio page of your account, anywhere and anytime.

How to Use Homepage - 4

You’re all set to enjoy our new financial experience!

The True Peer to Peer Lending Platform

Consider Peer to Peer Lending as an option to increase your asset while help financing SME & Education in Indonesia. Get up to 18% in a year and start from IDR 100,000 (multiply applied).

Google Play Download
App Store Download
KoinP2P

Download now and get FREE 350,000 KOIN. Start lending right away with promo code:

FUTUREGIFT

How KoinP2P Works

Lenders

Lenders can instantly start lending to various creditworthy loans from individuals or businesses with different purposes, right at their fingertips.

KoinWorks

We assess the Borrowers’ data, classify the credit risk into A – E, release it into the marketplace then disburse their loans once it’s fully funded. We will automatically distribute their repayments to contributed Lenders.

Borrowers

Borrower applies for a loan with all required information and data integration, start using it once it’s fully funded and pays the monthly installments until the tenor ends.

Safe Lending for Everyone

Get to Know the Best Practices in Managing Portfolio

Spread your lending across many loans from individuals to businesses with multiple variables such as grade, tenure, and funding amount to help you build a well-diversified portfolio. And, it’s called diversification.

Learn More

Tailored to Your Risk Appetite

Manage your assets in ways that suit you best. Build profitable portfolio while mix and match your diversification style to easily mitigate the risk.

grade a slider
grade b slider
grade c slider
grade d slider
grade e slider

Enhance Their Chance to Go Big

With KoinP2P, you can start helping and empowering a community of changemakers to make an impact. They have big dreams to grow their businesses or shape their competitive skills through quality education, but the road to realizing them has many challenges. Now more than ever, you can deliver inspiring action while achieving your financial dreams at once.

Listen to Their Inspiring Stories

Join a community of Lenders who care and vote their fund to shape a better Indonesia. Listen to the inspiring stories of those who you have helped and get inspired to help them more. Achieve your financial dreams at once.

START LENDING >

lives with koinworks super financial app

Trusted Partners

We are proud to have partnership with reputable brands in order to bring the convenient and accessible financial services for everyone.

How to Use Homepage - 1

Download Our Super Financial App

Available on Google Play and Play Store, For Free.

How to Use P2P - 1

Register

Create your account and get started with your financial journey within seconds.

How to Use P2P - 2

Transfer Fund

Use the integrated virtual account of your favorite banks to instantly transfer your fund.

How to Use P2P - 3

Browse Loan

Browse and choose loans in the marketplace based on the product, grade, term, and anything that suits your preference. Don’t forget to complete your order during checkout.

How to Use P2P - 4

Digital Sign

You’re one step closer! Based on OJK regulation, we need you to sign our ‘Letter of Authority’.

How to Use P2P - 5

Successful Purchase

Congrats! You’ve successfully completed your first lending. Your financial journey officially begins!

How to Use P2P - 6

Monitor Your Portfolio

Finally, you can check your loan status and repayment schedules on the portfolio page of your account, anywhere and anytime.

How to Use Homepage - 4

You’re all set to enjoy our new financial experience!