Predicted Return in Autopilot
Build smarter and diversified portfolio automagically with our innovative machine learning and earn predicted returns within the tenor of your choice while helping social commerce to grow at once.
Predicted Return in Autopilot
Build smarter and diversified portfolio automagically with our innovative machine learning and earn predicted returns within the tenor of your choice while helping social commerce to grow at once.
Credible & Transparent
Automatically and safely allocate your fund only to real people, real businesses, and real purposes with verified and genuine data. In data and credibility we trust!
Advanced Credit Scoring
Using the Four Cs of banking standards, we make sure that your funding will only be allocated to those who have passed our tight credit assessment process.
ISO 27001 Certification
We are qualified to create, implement, analyze, monitor, maintain and document the Information Security Management System (ISMS) in terms of overall business risk.
The Robo Features You’ll Like
Fixed Rate
The rates that keep you aligned. Choose the fixed rates tailored to your appetite and with an automated system, just sit and relax! The fixed rate is yours.
Social Cause
Make every little koin works by contributing to lives, dreams, and go beyond by making social impacts for the better Indonesia. Invest in what matters.
Autopilot
Automatically build smarter and diversified portfolio across the entire marketplace and earn predicted returns with our innovative technology.
Controlled Tenor
You can’t control time, but with KoinRobo, you can control the right time to get predicted returns with the tenor of your choice.
Change How You Lend, Change Lives
In addition to earning returns, your funding will be the transformative social impact to the community as it will be distributed to various social purposes.
Connect with Where Your Heart Belongs
Made in Indonesia
Support local made products that make us proud to exceptionally increase the national economic growth.
Female-Led
Unlock the high potential of female entrepreneurs. Your funding can power the advancement of all women.
Best Performing
Promising return by helping those who have proven the excellences in using your financing.
Top up Loan
Your easiest way to keep supporting businesses who have made use of your funding perfectly to grow even more.
Be Engaged in What You Believe in
Join a community of Lenders who care and vote their fund to shape a better Indonesia. Listen to the inspiring stories of those who you have helped and get inspired to help them more. Achieve your financial dreams at once.
“KoinWorks utilizes a suitable business model for Indonesia because it helps build enterprises and "deliver solutions that impact people's lives.” - Tech in Asia
“Almost all SMEs have adopted digital market, this is a market potential that KoinWorks has been focusing on where the company aims to have financial inclusion in the country.” - e27
“By leveraging machine learning, KoinWorks offers low-interest loans for borrowers while promising better returns for lenders.” - Kr-asia.com
“The idea of KoinWorks is to cater to small and medium businesses where a majority of the players are still unbanked and underbanked.” - DealStreetAsia
Trusted Partners
We are proud to have partnership with reputable brands in order to bring the convenient and accessible financial services for everyone.
Download Super App Finansial KoinWorks
Tersedia di Play Store dan App Store, Gratis.
Register
Create your account and get started with your financial journey within seconds with our autopilot lending.
Transfer Fund
Use the integrated virtual account of your favorite banks to instantly transfer your fund.
Start Automating Your Social Lending
Pick a social cause where your heart is and determine the loan duration (3, 6 or 12 months). The longer your choice, the higher the predicted and fixed rate you'll get.
Checkout
All is good to go? Don’t forget to complete your order by clicking the Cart button, and we will take care the rest by automatically diversifying your portfolio.
Monitor Your Portfolio
Explore your dashboard to know more about loan details, status, and repayment schedule at your fingertips via your own digital portfolio.
